(November 22-December 21)

Work and finances absorb your attention for much of January. You’ve got your Centaur’s bow in the quiver, ready to hunt. Not so fast, Sag. This month, the stars strap you firmly into the time-out chair. Two retrograde (backward) planets make you slow down and evaluate: Mercury in your money sector until the 15th, and motivational Mars in your long-term vision house until mid-March. You can either squirm like an unruly child or be patient—a worthy challenge for your sign. Revamp your budget, tweak plans and write everything in pencil rather than ink. On the 15th, a Capricorn solar eclipse could bring a new income opportunity out of left field.

Change picks up speed as January unfolds. On the 17th, your ruling planet Jupiter makes its annual move—this time into Pisces, your home and family sector. Putting down roots is not your nomadic sign’s style, but this year, you’ll find adventure closer to home. Your relationship with your mother, daughter or a female relative expands and evolves. Women will play an important role this year, and your living arrangements could change. You might start a family, purchase a house or even move cross-country (especially near water).

Your luckiest events this month will occur on a Friday.